SMSF Loans
Specialist lending for self-managed super fund property.
Borrowing inside a self-managed super fund is a complex, highly-regulated area - and not every lender plays in it. We help SMSF trustees navigate Limited Recourse Borrowing Arrangements for residential and commercial property.
Guidance on Limited Recourse Borrowing Arrangements done correctly.
Lending options for both property types within super.
We know the lenders active in SMSF and their policies.
We work alongside your accountant and adviser - this is general advice only.
Quick answers
Can my self-managed super fund (SMSF) buy property?
Yes - an SMSF can borrow to buy investment property through a limited recourse borrowing arrangement (LRBA), within specific rules. It's a specialty area, and we work with lenders who offer it.
What are the rules for SMSF property loans?
SMSF lending has stricter requirements and lower borrowing ratios than standard loans, and the property must fit the fund's investment strategy. We'll guide you and work alongside your accountant or adviser.
Should I get advice before an SMSF purchase?
Yes - SMSF borrowing has tax, legal and compliance considerations, so it's best done with your accountant or financial adviser. We handle the finance side and coordinate with them.
Ready to talk to a real local broker?
Book a free 15-minute call with Brody - no obligation, no jargon, just clear advice on your options.