Investment Property Loans
Grow your portfolio with the right lending structure.
Whether it's your first investment or your fifth, the way your loan is structured matters. We build strategies around your goals, cash flow and tax position so your portfolio works as hard as you do.
Unlock the equity in your existing property to fund your next purchase.
Interest-only, offset accounts and loan splits set up to suit your plan.
We help you weigh borrowing power, cash flow and serviceability across multiple properties.
Lending strategies designed to help you scale sustainably over time.
Quick answers
Can I use the equity in my home to buy an investment property?
Often, yes. Usable equity - typically up to around 80% of your home's value minus what you owe - can fund a deposit and costs without touching your cash savings. We'll model whether it stacks up.
Do investment loans have higher interest rates than owner-occupier loans?
Investor rates are sometimes a little higher, and interest-only options are common. The right structure depends on your goals, and we compare 30+ lenders to find a competitive fit.
How much deposit do I need for an investment property?
It varies by lender and your overall position, but many investors use equity rather than a cash deposit. We'll show you the options based on your situation.
Ready to talk to a real local broker?
Book a free 15-minute call with Brody - no obligation, no jargon, just clear advice on your options.